A mortgage broker works for you, not the bank. We compare multiple lenders across Canada to find the best rates and terms, saving you time and money.
Down payment requirements vary by property type and purchase price. For most homes, the minimum is 5% for first-time buyers. We’ll guide you to determine the right amount for your situation.
Qualification depends on your income, credit score, debt, and property value. MLT Mortgages reviews your financial profile and recommends lenders that match your eligibility.
Common documents include government ID, proof of income, employment verification, tax returns, and property details. We guide you through each step to make it simple.
Yes! Refinancing can help you reduce your interest rate, adjust your payment schedule, or access equity for renovations or investments. We compare options to maximize your benefits.
A fixed-rate mortgage keeps the same interest rate for the term, offering predictable payments. A variable-rate mortgage can fluctuate based on market rates, which may save money if rates drop. We help you choose the best option.
Even with poor credit, there are lenders and solutions available. MLT Mortgages will assess your situation and guide you to options that improve your chances of approval.
Approval time varies by lender and mortgage type but typically takes 2–4 weeks. Using a broker like MLT Mortgages can speed up the process by preparing all documentation correctly.
In most cases, mortgage broker services in Canada are free for the client. Brokers are usually paid by the lender, not you.
Yes! We offer financing solutions for residential and commercial investment properties across Canada, helping you grow your real estate portfolio with the right mortgage terms.
